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Kabbage Post-Mortem: When “Fast” Becomes a Fragile
Kabbage is a modern example of what can happen when fintech design is brilliant, but fintech risk management is brittle. At the onset of the COVID-19 pandemic, I was still working in corporate as a Vice President in Global Corporate & Investment Banking. By March 2020, we were mandated to shelter in place, yet we had a slate of clients in desperate need of liquidity as international supply chains broke down and sales ground to a screeching halt. By June, I was tapped to work
Casey Ariel Dike'
Jan 87 min read


You Can Split the Bill Right in the Group Chat
You Can Split the Bill Right in the Group Chat — And It’s One of the Best Fintech Features You’re Probably Not Using If you use an iPhone, there’s a good chance this feature is already sitting quietly on your phone — and you may have no idea it exists. Apple Pay allows you to send and receive money directly inside an iMessage group chat . That means when dinner ends, the vacation house gets booked, or someone grabs the Uber, you can split the bill instantly — right where the
Casey Ariel Dike'
Dec 22, 20253 min read


Track 5: HBCU Students for Fintech Leadership | The Miseducation of Financial Technology
A fintech education mixtape. Centering HBCU Students for Fintech Leadership It's time. At Alabama A&M University (AAMU) this fall , we launched a Fintech Foundations course for accounting and finance majors — but this is just the start. In Spring 2026, business and computer engineering students will step into an experiential learning opportunities program, prototyping real fintech solutions — with the support of Interledger Foundation . In other words: we’re not just teachin
Casey Ariel Dike'
Dec 9, 20252 min read


Track 4: The Crucial Intersection | The Miseducation of Financial Technology
A fintech education mixtape. 🎶 Track 4: The Intersection — Where Passion Meets Fintech There’s a dangerous myth that I've heard circulated across scholarly circles and incubators. This myth says that to be innovative, Black and Brown communities must think “bigger” than the industries they’ve always thrived in. These leaders encourage welders, stylists, contractors, and creators to abandon the very crafts that sustain their neighborhoods — to chase something more... “tech.”
Casey Ariel Dike'
Nov 11, 20252 min read


Track 3: Owning the Rails | The Miseducation of Financial Technology
A fintech education mixtape. 🎶 Track 3: Owning the Rails In fintech, there’s a difference between riding the rails and owning the rails . Most “financial inclusion” strategies still position Black and Brown communities as passengers — given the focus is on access to apps and platforms designed elsewhere, with rules they didn’t set. True financial sovereignty requires something deeper: control of the rails themselves. What Do We Mean by “Rails”? Financial rails are the infra
Casey Ariel Dike'
Sep 26, 20252 min read


Track 2: Fintech Gurus | The Miseducation of Financial Technology
A fintech education mixtape. 🎶 Track 2: Fintech Gurus Black and Brown communities are not fintech outsiders. They’re the original...
Casey Ariel Dike'
Sep 8, 20252 min read


The Miseducation of Financial Technology
A fintech education mixtape. 🎤 The Intro The question should not be “how do we get people into banks?" For decades, the financial...
Casey Ariel Dike'
Sep 1, 20253 min read


The Ultimate Fintech Glossary for Founders Raising Capital
Navigating the fintech landscape can be overwhelming — especially if you didn’t “grow up” in finance. To bring greater awareness and...
Casey Ariel Dike'
Jun 3, 202538 min read


Why HBCUs Must Be at the Forefront of Fintech Education
Fintech is transforming the financial landscape, from mobile banking and digital payments to blockchain and cryptocurrency. For Black...
Admin
May 13, 20259 min read


Tennessee State Alum Builds Platform to Fund HBCUs
When we talk about community economics , it can sometimes feel abstract — a buzzword tucked into reports and panels. But Tennessee State...
Casey Ariel Dike'
Apr 24, 20252 min read


Scaling Inclusive Finance: Balancing Innovation with Responsibility
Fintech innovation has the potential to redefine financial access for millions of underserved individuals. However, with rapid growth...
Casey Ariel Dike'
Jan 3, 20253 min read


The Power of Due Diligence: Ethical Expansion into New Financial Markets.
Expanding into new financial markets offers fintech companies exciting opportunities for growth, innovation, and impact. However, without...
Casey Ariel Dike'
Jan 1, 20253 min read


The Historical Roots of Exclusion in Finance
Financial systems have long been a driving force of economic development, but they have also been a tool of exclusion for marginalized...
Casey Ariel Dike'
Dec 4, 20243 min read


Breaking Barriers: Leveraging Partnerships for Inclusive Finance
Creating financial inclusion requires more than innovative technology—it requires collaboration. Fintech companies that form strategic...
Casey Ariel Dike'
Dec 4, 20243 min read


Data-Driven Insights: Designing Surveys and Focus Groups for Financial Inclusion
For fintech companies committed to financial inclusion, understanding the needs and behaviors of underserved communities is essential....
Casey Ariel Dike'
Nov 14, 20243 min read


Why Mission and Culture Matter for Financial Inclusion
In an age when global adoption of financial technology solutions is on the rise, having a clear mission and a supportive, inclusive...
Casey Ariel Dike'
Nov 14, 20243 min read


JP Morgan’s “Infinite Money” Scandal: What Fintechs Can Learn About Managing Growth Risks
A recent scandal involving JP Morgan has revealed yet another pitfall of unchecked growth and loose risk controls. The scandal centers on...
Casey Ariel Dike'
Nov 9, 20242 min read


Lessons from TD Bank’s Money Laundering Scandal: Why Fintechs Must Prioritize Risk Management
In recent years, financial institutions have come under increasing scrutiny for their practices around transparency and compliance. TD...
Casey Ariel Dike'
Nov 9, 20242 min read


Learning from Wells Fargo: The Cost of Misaligned Values in Finance
In the world of finance, alignment between a company’s stated values and its operational practices is essential to building trust,...
Casey Ariel Dike'
Nov 9, 20243 min read


Uncovering Bias: Reflecting on Assumptions in Financial Services
In the financial industry, assumptions can drive the design, implementation, and accessibility of services. When left unexamined, these...
Casey Ariel Dike'
Nov 9, 20243 min read
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