Updated for Black Business Month 2026

Every August, Black Business Month gives us an opportunity to celebrate Black entrepreneurship.

Supporting Black businesses isn't only about where we shop.

It's also about where we bank.

Banks and credit unions are part of the infrastructure that makes entrepreneurship possible. They hold our deposits, process our payments, extend credit, finance homes and businesses, and help capital circulate throughout communities.

Across the United States, hundreds of financial institutions have been built to serve Black communities.

Some are banks with names you may recognize.

Others are small credit unions connected to churches, HBCUs, teachers, municipal employees, labor organizations, and neighborhoods.

Together, they tell a much bigger story about Black financial infrastructure in America.

At Blaze Group, we've been documenting these institutions for years. Our latest directory includes 254 Black-owned banks and credit unions across the United States.

Black Banking Is Bigger Than the Banks You Know

When conversations about Black-owned financial institutions happen nationally, they tend to center on a few dozen banks.

Those institutions matter tremendously.

But they are only part of the financial ecosystem.

Look deeper, and you'll find other institutions such as Councill Federal Credit Union in Huntsville, Alabama; FAMU Federal Credit Union in Tallahassee; Howard University Employees Federal Credit Union in Washington, D.C.; Shaw University Federal Credit Union in Raleigh; Tennessee State University Federal Credit Union in Nashville; Xavier University Employees Federal Credit Union in New Orleans; and Virginia State University Federal Credit Union in Petersburg.

You'll find credit unions founded around churches and faith communities.

You'll find institutions serving teachers, public employees, transportation workers, postal workers, veterans, and entire neighborhoods.

You'll also find Black-owned banks including Citizens Trust Bank, Carver State Bank, Liberty Bank and Trust Company, OneUnited Bank, First Independence Bank, Mechanics & Farmers Bank, Industrial Bank, The Harbor Bank of Maryland, United Bank of Philadelphia, Unity National Bank, and others.

The ecosystem is not concentrated in a few bustling cities or a handful of well-known regions.

It stretches across the country.

In many cases, these institutions have been serving communities that larger financial institutions historically overlooked.

Your Bank Account Is Part of Your Financial Strategy

For entrepreneurs especially, choosing a financial institution shouldn't be an afterthought.

Your banking relationship becomes part of the financial infrastructure of your business.

As your company grows, you may need more than somewhere to deposit revenue.

You may need:

• business checking and savings accounts

• merchant and payment services

• business credit cards

• working capital

• lines of credit

• equipment financing

• commercial real estate financing

• treasury and cash-management services

• introductions to other financial resources

That is why we encourage entrepreneurs to think beyond simply opening an account.

Build a banking relationship.

Learn what your financial institution offers. Introduce yourself to a banker.

Understand what information lenders evaluate. Keep your financial statements organized. Build a history of deposits and responsible account management.

And as your business evolves, periodically ask yourself whether your financial relationships are evolving with it.

Consider Putting Your Deposits to Work

Supporting Black-owned financial institutions does not mean every entrepreneur needs to move every dollar they have.

Your financial strategy should still consider products, fees, technology, deposit insurance, accessibility, lending capabilities, and the specific needs of your business.

But there may be an opportunity to intentionally place some of your financial activity with institutions serving Black communities.

That could mean opening a savings account.

Establishing a business checking relationship.

Moving a portion of your deposits.

Applying for financing.

Or simply learning which institutions operate in your community.

Deposits matter because deposits help form the foundation from which financial institutions can lend and invest.

Where we bank is, therefore, another way we participate in the financial ecosystem around us.

The Directory: 254 Black-Owned/-Led Banks & Credit Unions

Below is our current directory of Black-owned banks and credit unions across the United States.

Because financial institutions merge, close, change names, expand their fields of membership, or receive new charters, this is a living resource. We encourage readers and institutions to send us updates as the landscape changes.

Alabama

1. Alabama Law Enforcement Credit Union — Birmingham

2. Alamerica Bank — Birmingham

3. Birmingham City Credit Union — Birmingham

4. Commonwealth National Bank — Mobile

5. Councill Federal Credit Union — Huntsville

6. Demopolis Federal Credit Union — Demopolis

7. Fedmont Federal Credit Union — Montgomery

8. Fireman’s Credit Union — Birmingham

9. FOGCE Credit Union — Montgomery

10. Gulf Coast Federal Credit Union — Mobile

11. Marvel City Federal Credit Union — Bessemer

12. Montgomery VA Federal Credit Union — Montgomery

13. New Pilgrim Federal Credit Union — Birmingham

14. NRS Community Development Federal Credit Union — Birmingham

15. Sixth Avenue Baptist Federal Credit Union — Birmingham

16. Tuscaloosa County Credit Union — Tuscaloosa

17. TVH Federal Credit Union — Tuskegee

Arkansas

1. Arkansas AM&N College Federal Credit Union — Pine Bluff

2. Arkansas Education Association Federal Credit Union — Little Rock

3. Arkansas Teachers Federal Credit Union — Little Rock

4. People Trust Community Federal Credit Union — North Little Rock

California

1. CityFirst Bank — Los Angeles

2. Jones Methodist Church Credit Union — San Francisco

Connecticut

1. East End Baptist Tabernacle Federal Credit Union — Bridgeport

2. First Baptist Church (Stratford) Federal Credit Union — Stratford

3. Science Park Federal Credit Union — New Haven

Delaware

1. Stepping Stones Community Federal Credit Union — Wilmington

District of Columbia

1. Asbury Federal Credit Union

2. City First Bank

3. D.C. Teachers’ Federal Credit Union

4. Government Printing Office Federal Credit Union

5. Howard University Employees Federal Credit Union

6. HUD Federal Credit Union

7. Industrial Bank

8. John Wesley A.M.E Zion Church Federal Credit Union

9. Labor (Department of Labor) Credit Union

10. Mt. Airy Baptist Church Federal Credit Union

11. Mt. Gilead Federal Credit Union

12. Paramount Baptist Church Federal Credit Union

13. Phi Beta Sigma Federal Credit Union

14. Sargent Federal Credit Union

15. Washington Typographic Federal Credit Union

Florida

1. FAMU (Florida A&M University) Federal Credit Union — Tallahassee

2. Madison Education Association Credit Union — Madison

3. Unity of Eatonville Federal Credit Union — Eatonville

Georgia

1. 1st Choice Credit Union — Atlanta

2. Big Bethel AME Church Federal Credit Union — Atlanta

3. Carver State Bank — Savannah

4. Citizens Trust Bank — Atlanta

5. Credit Union of Atlanta — Atlanta

6. FAB Church Federal Credit Union — Atlanta

7. Macon-Bibb Employees Credit Union — Macon

8. Omega Psi Phi Fraternity Federal Credit Union — Toccoa

9. Savannah Postal Credit Union — Savannah

10. Savannah Schools Federal Credit Union — Savannah

11. Stephens County Community Federal Credit Union — Toccoa

12. United Neighborhood Federal Credit Union — Albany

13. Valdosta Teachers’ Federal Credit Union — Valdosta

Illinois

1. Berean Credit Union — Chicago, IL

2. Bethel AME Church Credit Union — Chicago, IL

3. Chicago Avenue Garage Federal Credit Union — Chicago, IL

4. Community Credit Union — Chicago, IL

5. CTAFC Federal Credit Union — Chicago, IL

6. CTA South Federal Credit Union — Chicago, IL

7. CTA-74th Street Depot Federal Credit Union — Chicago, IL

8. Fellowship Baptist Church Credit Union — Chicago, IL

9. For Members Only Federal Credit Union — Chicago, IL

10. Gideon Federal Credit Union — Chicago, IL

11. GN Bank — Chicago, IL

12. Imperial Credit Union — Chicago, IL

13. Israel Methcomm Federal Credit Union — Chicago, IL

14. Mt. Zion Credit Union — Chicago, IL

15. MWPH Grand Lodge Of Illinois Federal Credit Union — Chicago, IL

16. Northside L Federal Credit Union — Chicago, IL

17. Park Manor Christian Church Credit Union — Chicago, IL

18. Pilgrim Baptist Credit Union — Chicago, IL

19. Resurrection Lutheran Federal Credit Union — Chicago, IL

20. Shiloh Englewood Federal Credit Union — Chicago, IL

21. South Side Community Federal Credit Union — Chicago, IL

22. St. Helena Parish Credit Union — Chicago, IL

23. St. Mark Credit Union — Chicago, IL

24. St. Martin De Porres Parish Federal Credit Union — Chicago, IL

25. Trinity UCC Federal Credit Union — Chicago, IL

Indiana

1. Gary Firefighters Association Federal Credit Union — Gary

2. Gary Municipal Employees Federal Credit Union — Gary

3. Gary Police Department Employees Federal Credit Union — Gary

4. Mt. Zion Federal Credit Union — Indianapolis

5. ProFinance Federal Credit Union — Indianapolis

6. Urban Beginnings Choice Credit Union — Indianapolis

Louisiana

1. AME Church Federal Credit Union — New Orleans, LA

2. Arabi Sugar Workers Federal Credit Union — Arabi, LA

3. Avenue Baptist Brotherhood Federal Credit Union — New Orleans, LA

4. Bayou Community Federal Credit Union — Thibodaux, LA

5. Caddo Parish Teacher’s Federal Credit Union — Shreveport, LA

6. Cogic Credit Union — New Orleans, LA

7. Concordia Parish School Employees Federal Credit Union — Vidalia, LA

8. East Baton Rouge Teachers Federal Credit Union — Baton Rouge, LA

9. GGW Federal Credit Union — Monroe, LA

10. Graphic Arts Credit Union — New Orleans, LA

11. Iberia Parish Federal Credit Union — New Iberia, LA

12. Iberville Federal Credit Union — Plaquemine, LA

13. Immaculate Heart Of Mary Credit Union — Lake Charles, LA

14. James Ward Jr. Federal Credit Union — New Orleans, LA

15. Liberty Bank and Trust Company — New Orleans, LA

16. Orleans Parish Sheriff’s Credit Union — New Orleans, LA

17. Postal Credit Union — New Orleans, LA

18. Rapides Federal Credit Union — Alexandria, LA

19. SHPE Credit Union — New Orleans, LA

20. STSP Credit Union — New Orleans, LA

21. Southeast Louisiana Veterans Health Care System Federal Credit Union — New Orleans, LA

22. Southern Teachers & Parents Federal Credit Union — Baton Rouge, LA

23. St. Mary Parish School Employees Federal Credit Union — Morgan City, LA

24. T.E.A Federal Credit Union — New Orleans, LA

25. Teamsters Local Union #270 Federal Credit Union — New Orleans, LA

26. Total Community Action Federal Credit Union — New Orleans, LA

27. Tulane-Loyola Federal Credit Union — New Orleans, LA

28. UBC Southern Council Industria Wo Federal Credit Union — New Orleans, LA

29. Union Federal Credit Union — New Orleans, LA

30. Washington Educational Association Federal Credit Union — Baton Rouge, LA

31. WBRT Federal Credit Union — New Orleans, LA

32. Xavier University Employees Federal Credit Union — New Orleans, LA

Maryland

1. Andrews Federal Credit Union — Suitland

2. MECU Credit Union — Baltimore

3. Mount Jezreel Federal Credit Union — Silver Spring

4. None Suffer Lack Federal Credit Union — Baltimore

5. Securityplus Federal Credit Union — Baltimore

6. TEFCU — Greenbelt

7. The Harbor Bank of Maryland — Baltimore

8. WSSC Federal Credit Union — Laurel

Massachusetts

1. OneUnited Bank — Boston

Michigan

1. ABD Federal Credit Union — Warren

2. First Independence Bank — Detroit

3. IM Detroit District Credit Union — Detroit

4. New Rising Star Federal Credit Union — Detroit

5. One Detroit Credit Union — Detroit

6. Southeast Michigan State Employees Federal Credit Union — Southfield

Mississippi

1. Citizens Choice Federal Credit Union — Natchez, MS

2. Citizens Credit Union — Jackson, MS

3. Grand Bank for Savings — Hattiesburg, MS

4. Hope Credit Union — Jackson, MS

5. Jackson Area Federal Credit Union — Jackson, MS

6. Jackson Municipal Employees Credit Union — Jackson, MS

7. Magnolia Federal Credit Union — Jackson, MS

8. Mississippi Public Employees Credit Union — Jackson, MS

9. Natchez Educators Federal Credit Union — Natchez, MS

10. New Horizon Federal Credit Union — Jackson, MS

11. Pearl Municipal Federal Credit Union — Pearl, MS

12. Shreveport Federal Credit Union — Marks, MS

13. Southwest Mississippi Federal Credit Union — Summit, MS

14. United Mississippi Bank — Natchez, MS

Missouri

1. Kansas City Credit Union — Kansas City

2. St. Louis Community Credit Union — St. Louis

3. WeDevelopment Federal Credit Union — Kansas City

4. West Side Baptist Church Federal Credit Union — St. Louis

New Jersey

1. Division 819 Transit Employees Credit Union — Irvington, NJ

2. Fort Dix Federal Credit Union — Fort Dix, NJ

3. Heard AME Federal Credit Union — Roselle, NJ

4. Israel Memorial AME Federal Credit Union — Newark, NJ

5. Local 1233 Federal Credit Union — Newark, NJ

6. Mercer County Improvement Authority Federal Credit Union — Trenton, NJ

7. Messiah Baptist Church Federal Credit Union — East Orange, NJ

8. Newark Post Office Employees Credit Union — Newark, NJ

New York

1. Abyssinian Baptist Church Federal Credit Union — New York, NY

2. Berea Federal Credit Union — Brooklyn, NY

3. Bykota Federal Credit Union — Brooklyn, NY

4. Carver Federal Savings Bank — New York, NY

5. Church Of The Master Federal Credit Union — New York, NY

6. Concord Federal Credit Union — Brooklyn, NY

7. Far Rockaway Postal Federal Credit Union — Far Rockaway, NY

8. Fidelis Federal Credit Union — New York, NY

9. First Baptist Church Federal Credit Union — New York, NY

10. N.U.L. Federal Credit Union — New York, NY

11. Paul Quinn Federal Credit Union — New York, NY

12. Southern Baptist Church Of New York Federal Credit Union — New York, NY

13. St. John United Federal Credit Union — New York, NY

14. St. Philip’s Church Credit Union — New York, NY

15. Transit Authority Division B Federal Credit Union — Brooklyn, NY

16. Union Baptist Greenburgh Federal Credit Union — White Plains, NY

17. Union Congregational Federal Credit Union — New York, NY

18. Urban Upbound Federal Credit Union — Long Island City, NY

19. Varick Memorial Federal Credit Union — New York, NY

North Carolina

1. Greater Kinston Credit Union — Kinston, NC

2. Mount Vernon Baptist Church Credit Union — Durham, NC

3. Shaw University Federal Credit Union — Raleigh, NC

4. Note: Mechanics & Farmers Bank (aka M&F Bank) of Durham, NC merged into Optus Bank (based in Columbia, SC) on July 22, 2026.

Ohio

1. Adelphi Bank — Columbus, OH

2. Cleveland Church of Christ Federal Credit Union — Cleveland, OH

3. Greater Cleveland Community Credit Union — Cleveland, OH

4. Mahoning Valley Federal Credit Union — Youngstown, OH

5. Mt. Zion Woodlawn Federal Credit Union — Cincinnati, OH

6. Toledo Metro Federal Credit Union — Toledo, OH

7. Toledo Urban Federal Credit Union — Toledo, OH

8. Warsaw Federal — Cincinnati, OH

9. Faith Community United Credit Union — Cleveland, OH

Oklahoma

1. First Security Bank — Oklahoma City

2. Morning Star Federal Credit Union — Tulsa

Pennsylvania

1. Hill District Federal Credit Union — Pittsburgh, PA

2. Holy Trinity Baptist Federal Credit Union — Philadelphia, PA

3. MABC Federal Credit Union — Philadelphia, PA

4. Morning Star Baptist Federal Credit Union — Philadelphia, PA

5. Mount Carmel Baptist Federal Credit Union — Philadelphia, PA

6. New Life Credit Union — Philadelphia, PA

7. Pinn Memorial Federal Credit Union — Philadelphia, PA

8. SI Philadelphia Federal Credit Union — Philadelphia, PA

9. Tioga Franklin Savings Bank — Philadelphia, PA

10. United Bank of Philadelphia — Philadelphia, PA

11. Wayland Temple Baptist Federal Credit Union — Philadelphia, PA

12. White Rock Federal Credit Union — Philadelphia, PA

South Carolina

1. Berkeley Community Federal Credit Union — Moncks Corner

2. Brookland Federal Credit Union — West Columbia

3. Edisto Federal Credit Union — Orangeburg

4. Optus Bank — Columbia

5. Palmetto Health Credit Union — Columbia

6. Pee Dee Federal Credit Union — Florence

7. Trinity Baptist Church Federal Credit Union — Florence

Tennessee

1. Citizens Savings Bank — Nashville

2. Memphis Municipal Employees Federal Credit Union — Memphis

3. Metropolitan Teachers Credit Union — Memphis

4. Olivet Baptist Credit Union — Memphis

5. TSU Federal Credit Union — Nashville

6. Tri-State Bank of Memphis — Memphis

Texas

1. Brentwood Baptist Church Federal Credit Union — Houston, TX

2. Covenant Savings Federal Credit Union — Killeen, TX

3. Empowerment Community Development Federal Credit Union — Houston, TX

4. Faith Cooperative Federal Credit Union — Houston, TX

5. Light Commerce Credit Union — Houston, TX

6. Met Tran Federal Credit Union — Houston, TX

7. Mount Olive Baptist Church Federal Credit Union — Austin, TX

8. Oak Cliff Christian Federal Credit Union — Dallas, TX

9. Our Mother Of Mercy Parish Houston Federal Credit Union — Houston, TX

10. Pear Orchard Federal Credit Union — Beaumont, TX

11. Pilgrim CUCC Federal Credit Union — Houston, TX

12. Port Arthur Teachers Federal Credit Union — Port Arthur, TX

13. Port of Houston Warehouse Federal Credit Union — Houston, TX

14. Redeemer Federal Credit Union — Garland, TX

15. SP Trainmen Federal Credit Union — Houston, TX

16. Unity National Bank — Houston, TX

17. Waconized Federal Credit Union — Waco, TX

Virginia

1. Brunswick County Teachers Federal Credit Union — Lawrenceville, VA

2. Democracy Federal Credit Union — Alexandria, VA

3. First Baptist Church Of Vienna Federal Credit Union — Vienna, VA

4. Glamorgan Employees Federal Credit Union — Lynchburg, VA

5. Halifax County Community Federal Credit Union — South Boston, VA

6. High Street Baptist Church Federal Credit Union — Roanoke, VA

7. Metropolitan Church Federal Credit Union — Portsmouth, VA

8. Mount Pleasant Baptist Church Federal Credit Union — Herndon, VA

9. Planters Federal Credit Union — Franklin, VA

10. Port of Hampton Roads ILA Federal Credit Union — Norfolk, VA

11. Richmond Heritage Federal Credit Union — Richmond, VA

12. Transportation Federal Credit Union — Alexandria, VA

13. VSU (Virginia State University) Federal Credit Union — Petersburg, VA

West Virginia

1. West Virginia Baptist State Convention Credit Union — Beckley

Wisconsin

1. Columbia Savings & Loan Association — Milwaukee

2. Holy Redeemer Community Credit Union — Milwaukee

Build the Relationship, Not Just the Account

This directory isn't meant to suggest that every institution will be the right financial partner for every person or business.

It is meant to make the ecosystem visible.

Research the institutions available to you. Compare their products. Understand membership eligibility for credit unions. Confirm deposit insurance. Look at digital capabilities. Ask about business banking and lending.

Then, build relationships with the financial institutions that align with your needs and the future you're building.

Financial literacy isn't simply about knowing how money works.

It's knowing how to navigate the financial system around you.

Sometimes, one of the most powerful places to begin is by discovering the institutions that have been in our communities all along.

Keep Learning With Blaze Studio™

There are more financial tools available to today's entrepreneurs than ever before.

The challenge is knowing they exist — and understanding how to use them.

Blaze Studio™ helps entrepreneurs learn the financial tools, technologies, and strategies available to help them earn, save, borrow, invest, and grow more intentionally.

From banking and fintech to cash flow and funding, we're making modern business finance easier to understand and apply.

Download Blaze Studio™ and keep learning.