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Don't force AI into your business. Build it around how your customers already work.
Stop Building AI Features Nobody Asked For By Daniel Lambo, Blaze Group In July 2025, the Commonwealth Bank of Australia told 45 customer-service workers that an AI voice bot would replace them. Within weeks, the Finance Sector Union reported surging call volumes, overtime offers, and team leaders answering phones. On August 21, the bank reversed the layoffs and apologized, admitting its review failed to weigh "all relevant business considerations.” The bot didn’t fail. The
Daniel Lambo
Oct 3010 min read


Track 3: Owning the Rails | The Miseducation of Financial Technology
A fintech education mixtape. 🎶 Track 3: Owning the Rails In fintech, there’s a difference between riding the rails and owning the rails . Most “financial inclusion” strategies still position Black and Brown communities as passengers — given the focus is on access to apps and platforms designed elsewhere, with rules they didn’t set. True financial sovereignty requires something deeper: control of the rails themselves. What Do We Mean by “Rails”? Financial rails are the infra
Casey Ariel Diké
Sep 26, 20252 min read


Why HBCUs Must Be at the Forefront of Fintech Education
Fintech is transforming the financial landscape, from mobile banking and digital payments to blockchain and cryptocurrency. For Black...
Admin
May 13, 20259 min read


Generation X and the 401(k) Experiment: Navigating the Uncharted Waters of Retirement
My father, born in 1966, recently celebrated his 40th High School Class Reunion in South Carolina. As I heard recaps of his reconnections...
Casey Ariel Diké
Aug 26, 20245 min read


Why Debt Is Not the Ideal Way to Fund Research and Development for Entrepreneurs
In the entrepreneurial journey, research and development (R&D) is a vital process. It's where ideas are tested, refined, and transformed...
Casey Ariel Diké
Aug 19, 20244 min read


How Tala Revolutionized Financial Inclusion: A Model for Empowering Underserved Communities
In the financial sector, innovation is the key to breaking down barriers and expanding access to essential services. Tala , a pioneering...
Casey Ariel Diké
Aug 12, 20243 min read
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